How AI is Reshaping Financial Services: Opportunities and Use Cases
AI-driven credit scoring is unlocking working capital for retailers excluded from formal credit.

Two Groups. Two Crises. One Shared Blind Spot.
Walk into any corner shop in Bangladesh and you will find a retailer behind the counter, running a business on margins so thin there is little room for disruption.
- No secondary income.
- No meaningful safety net.
- Yet these retailers quietly power Bangladesh's consumer economy.
Across the country, nearly 7.8 million retailers support an estimated 21 million livelihoods, serving as the invisible infrastructure behind everyday commerce.
Conclusion
In an economy powered by millions of small businesses, even modest additional income can create outsized impact.

